Our original Hot Lava Chocolate Cake is the perfect end to a memorable dining experience at Chart House. The Chart House concept was born on Independence Day in 1961, the brainchild of famed Hawaiian surfer Joey Cabell and U.S. The first location was modest, with just a few tables in a converted diner. However, two principles present in 1961 remain staples of every Chart House location – great food and equally impressive views.
Dine with us, and become a part of the Chart House legend – more than 60 years in the making.
At 750 feet high, Chart House has the most spectacular look at the Alamo City, giving panoramic views of the sprawling landscape. Located in Downtown San Antonio and within walking distance of some of the area's most well-known attractions such as the Riverwalk and the Alamo, the restaurant is perfect for a night on the town - especially as you watch the city lights twinkling underneath. Chart House dominated the Open Table list of the 100 restaurants with the most scenic views, accounting for 10 of the 100 multiple years in a row. Great view while you eat… Our server George was AWESOME! He made our experience a memorable experience!
Best Seafood in San Antonio
Top restaurants with a view -- what are your faves? - NBC News
Top restaurants with a view -- what are your faves?.
Today, Chart House restaurants overlook the coasts of both the Atlantic and the Pacific, and other scenic locations in between. And while we stretch from sea to shining sea, every location remains committed and specialized to its local community. Enjoy our award-winning menu as you marvel at the breathtaking view of the city below. Since 1961, Chart House has built its reputation on delighting guests with spectacular views, outstanding cuisine, and exceptional service. Featuring fresh fish specialties such as macadamia crusted mahi, slow-roasted prime rib and the Original Hot Chocolate Lava Cake, our renowned chefs have tailored a menu to complement local cuisine while introducing a hint of the exotic. In the skies of San Antonio, Chart House seafood restaurant dazzles guests at the historic Tower of the Americas.
The restaurant gained popularity among meat lovers and wine aficionados due to their succulent USDA Prime steaks, fresh seafood, giant lobsters, and fabulous salads. In the first episode, Gomez will visit Puck’s Cut steakhouse in Beverly Hills, where she will go through two initiation tests before getting the chance to create a spicy seafood dish, according to the network’s episode guide. Sparks Steak House soon became known as “The Greatest Steakhouse in Manhattan” after the New York Post wrote a review saying how fantastic their steaks and wine list are. This was in 2001 and until now, the restaurant continues to serve a wide array of incredible and exquisite wine. Their wine selection has earned the Grand Award from the Wine Spectator Magazine for 23 years and it seems that the restaurant has no plans of stopping as they pursue to add more foreign and local wines to their infamous list. If you are the site owner (or you manage this site), please whitelist your IP or if you think this block is an error please open a support ticket and make sure to include the block details (displayed in the box below), so we can assist you in troubleshooting the issue.
Search The Thousand Best The expert guide to New York’s best restaurants and bars.
There are a thousand steakhouses in the naked city, and over the years, the venerable ones have developed their particular specialties. In our humble, highly subjective opinion, the signature prime sirloin at the Cetta brothers’ midtown joint is the best example of New York strip in the town, and one of the best cuts of beef in the city. The dining room has needed a face-lift for years, and is an increasingly impersonal, clamorous space, so for the best results, order it at the bar before the dinner rush, preferably while watching the first pitches of the Yankees game. In 1966, the brothers Michael and Pasquale Cetta established the Sparks Steak House along the East 18th Street, which they later moved to it’s current location on 210 E.
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11 Best Steakhouses in NYC - 2019's Top New York Steakhouses for the Perfect Cut - BestProducts.com
11 Best Steakhouses in NYC - 2019's Top New York Steakhouses for the Perfect Cut.
In the second episode, Gomez teams with Shirley Chung, currently of Ms Chi Cafe in Culver City, to fold dumplings, smoke chicken in tea leaves and create a fusion version of a dish from her childhood. The steakhouse was originally located at 123 East 18th Street but moved to its current location in 1977.[2] Pat had a heart attack and died in his apartment on the evening of January 24, 2000. In the 1930s, Mike and the Cetta family had immigrated to New York from Sant'Angelo dei Lombardi in Campania, Italy, eventually working as butchers and winemakers in New York City. The rating scale of 0 to 100 reflects our editors’ appraisals of all the tangible and intangible factors that make a restaurant or bar great — or terrible — regardless of price.
Selena Gomez hangs out with LA chefs in her new Food Network series
Selena Gomez hangs out with LA chefs in her new Food Network series
The restaurant gained popularity among meat lovers and wine aficionados due to their succulent USDA Prime steaks, fresh seafood, giant lobsters, and fabulous salads. In the first episode, Gomez will visit Puck’s Cut steakhouse in Beverly Hills, where she will go through two initiation tests before getting the chance to create a spicy seafood dish, according to the network’s episode guide. Sparks Steak House soon became known as “The Greatest Steakhouse in Manhattan” after the New York Post wrote a review saying how fantastic their steaks and wine list are. This was in 2001 and until now, the restaurant continues to serve a wide array of incredible and exquisite wine. Their wine selection has earned the Grand Award from the Wine Spectator Magazine for 23 years and it seems that the restaurant has no plans of stopping as they pursue to add more foreign and local wines to their infamous list. If you are the site owner (or you manage this site), please whitelist your IP or if you think this block is an error please open a support ticket and make sure to include the block details (displayed in the box below), so we can assist you in troubleshooting the issue.
Selena Gomez hangs out with LA chefs in her new…
50-Year-Old Sparks Steak House Renews Its Lease in Midtown - Commercial Observer
50-Year-Old Sparks Steak House Renews Its Lease in Midtown.
In the second episode, Gomez teams with Shirley Chung, currently of Ms Chi Cafe in Culver City, to fold dumplings, smoke chicken in tea leaves and create a fusion version of a dish from her childhood. The steakhouse was originally located at 123 East 18th Street but moved to its current location in 1977.[2] Pat had a heart attack and died in his apartment on the evening of January 24, 2000. In the 1930s, Mike and the Cetta family had immigrated to New York from Sant'Angelo dei Lombardi in Campania, Italy, eventually working as butchers and winemakers in New York City. The rating scale of 0 to 100 reflects our editors’ appraisals of all the tangible and intangible factors that make a restaurant or bar great — or terrible — regardless of price.
Search The Thousand Best The expert guide to New York’s best restaurants and bars.
There are a thousand steakhouses in the naked city, and over the years, the venerable ones have developed their particular specialties. In our humble, highly subjective opinion, the signature prime sirloin at the Cetta brothers’ midtown joint is the best example of New York strip in the town, and one of the best cuts of beef in the city. The dining room has needed a face-lift for years, and is an increasingly impersonal, clamorous space, so for the best results, order it at the bar before the dinner rush, preferably while watching the first pitches of the Yankees game. In 1966, the brothers Michael and Pasquale Cetta established the Sparks Steak House along the East 18th Street, which they later moved to it’s current location on 210 E.
Block details:
Selena Gomez hangs out with LA chefs in her new Food Network series
This class teaches improvisers the basic tenets of character-driven long form improv. Through exercises and two-person scenework, students will be challenged to initiate scenes from the top of their intelligence, develop characters from their life experiences, and build relationships with their scene partners. This highly engaging class will bring each student closer to trusting themselves and their instincts as well as those of their fellow classmates. Truly focused on grounded, patient, and collaborative play, this course will awaken each student’s curiosity to discover themselves and the world around them. Get ready to burst into laughter at our side-splitting improv comedy show, where each moment is a hilarious surprise! This year’s finalist is Speakeasy, written by Rory D. Sheriff.
Comedy Arts Theater of Charlotte, NC
Level 1 - improv basics and philosophies, stage presence, overcoming stage fright, achieving the group mind, co-creating, beginning skills/games, and building trust in an ensemble. Abby Head describes her experience as a woman as “short.” The co-founder of the Comedy Arts Theater of Charlotte transitioned in 2019, and she soon discovered the frustrations of moving through the world as a woman. Her full-time job is in tech, and after she changed her name, she sent a routine email to a client.
Discover Yourself in Discovering the Scene
The theater features a contemporary European horseshoe arrangement for an intimate atmosphere and world-class acoustics. The most distant seat is less than 135 feet from the stage. Belk Theater features state-of-the-art equipment, production and support capabilities and can host any event, from grand opera to rock to corporate annual meetings and lectures. Bring your pre-purchased parking pass with you to the show and exchange for an exit pass or purchase your exit pass at the box office or parking stations at the show. Post Mortem Players, the Charlotte area’s only horror theatre company, in partnership with Comedy Arts Theatre of Charlotte will present Adam Seidel’s dark comedy Catch the Butcher.
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The four semifinalists were chosen from 16 submissions that were submitted in early January. Submissions were received within North Carolina, yet extended to other states that included New York, Georgia, Illinois, Virginia, and Kentucky. A panel of readers were chosen to examine and score the submissions based on specific criteria formulated by the festival sponsors. The submitters with the top four scores were selected for the semi-finals.
Soho Theatre tells white audience members to 'check their privilege' - The Telegraph
Soho Theatre tells white audience members to 'check their privilege'.
One of the opening acts is Doc Love, born Diacos Love, who came up in the Chicago scene and spent two years on the road opening shows for the late Dick Gregory. CATCh, Comedy Arts Theater of Charlotte, at 4128 South Blvd, is dedicated to providing an open door to all comedy artists and the larger community as a unique and inclusive performance space. 🎓Get ready to laugh your socks off as our stand-up comedy class graduates take the stage in style! Renowned architect Cesar Pelli designed the Performing Arts Center, which opened in 1992, as well as the adjacent Bank of America Corporate Center and Founders Hall. The Center’s name honors the contributions of the people of the state of North Carolina as well as the generosity of the Blumenthal Foundation, the largest private donor to the capital campaign. A hallmark of the theater’s design is some 2,400 “points of light” in the audience chamber, part of a dazzling fiber optic network with multi-color capabilities.
classes
And this year, Rory Sheriff’s Speakeasy will take the stage as the third finalist. This past Saturday (Memorial Day weekend), The African American Playwrights Group (AAPG) and Matthews Playhouse Of The Performing Arts sponsored the third BIPOC Playwrights Festival Semi-finals at Comedy Arts Theater Of Charlotte (CATCh). A special shout-out is given to the staff of CATCh that includes Abigail Head and Kevin Shimko, for being a venue sponsor for this event.
Improv for Life
Normality Attacks a Serial Killer in 'Catch the Butcher' - Queen City Nerve
Normality Attacks a Serial Killer in 'Catch the Butcher'.
Originally presented Off-Broadway in 2015, the show is a witty mash-up of The Silence of the Lambs and modern suburbia. Kim is a wife, mother, financial services professional, and community volunteer who credits improv with helping her navigate life’s uncertainties. Please follow each link to learn more and to purchase tickets. Comedy trailblazer and actor Dane Cook announced ‘Fresh New Flavor’. Join over 47,000 local readers and get our FREE newsletter every day.
Everyone’s favorite Scottish nanny is headed to Charlotte! Based on the beloved film and directed by four-time Tony Award® winner Jerry Zaks, MRS. DOUBTFIRE tells the hysterical and heartfelt story of an out-of-work actor who will do anything for his kids. It’s “the lovable, big-hearted musical comedy we need right now,” raves the Chicago Tribune – one that proves we’re better together. Amy Gascon is happy to have found a new home at Charlotte Comedy Theater after performing improv for the past decade in the Midwest. She is a Second City Chicago Conservatory Graduate and helped build up the improv and sketch comedy scene in Grand Rapids, Michigan.
Amy performs with That's What She Said and Bummerland as well as coach of The Jagbots. She is part of the level 4 long-form teaching team and loves being around students experiencing improv for the first time at CCT. When she's not performing comedy, she's an Education Program Manager working in entrepreneurship and innovation programs. During the class you will write, develop, and perform a three-to-five-minute set. You will learn the fundamentals of writing and performing standup comedy. We will examine various forms of jokes, writing techniques & practices, and performance basics.
CATCh opened its first permanent venue at 4200 South Blvd in Charlotte on February 8, 2019.[3] During COVID, the theater moved its location to a larger space in the same complex at 4128 South Blvd in Charlotte, where it continues to operate. Learn to live in the moment and rediscover your creative spirit while developing great friendships in an accepting and inclusive environment.
She has taught master classes at improv festivals and studios across the United States, Istanbul, and Iraqi Kurdistan. Mandy specializes in applying the Meisner Technique to long-form Improvisation and earned her Meisner teacher certification through the True Acting Institute. Nias started performing 12 years ago—to impress a guy she had a crush on who told her he was going to do an open mic in Fort Mill.
Stuart has been performing, writing, and teaching improv and sketch comedy since 1997. He completed the training programs of The Second City, Annoyance Theater, and Improv Olympic. In addition to performing with The Second City National Touring Company, and being a founding member of the internationally renowned music improv troupe Baby Wants Candy, Stuart has also performed in New York with the Magnet Theater and the People’s Improv Theater. As a faculty member of The Second City Training Center, he has taught improv from the beginning to conservatory levels, sketch writing, storytelling, music improv, and youth/teen courses.
Keli Semelsberger is the Owner of Charlotte Comedy Theater and a 29-year Chicago Improv Comedy Veteran. She is one of the co-founders of the VAPA Center, the author of “Improv Shaman – The Transformative Journey of Divine Play”, a tribe/team-building specialist, energy medicine practitioner, class V raft guide, and a veteran of the US Army. Her classes are legendary in their life-changing messages and inspired energy. Keli is currently focused on re-opening our sister theater, Big Island Comedy Theater, and works remotely.
Aisha Dew, President of the Dew Group, and avid supporter of the North Carolina theater community, moderated the event. Kim has been a student and performer of Improv for nearly 10 years. Throughout her professional career, she has instructed and presented on several topics in the academic, corporate, and non-profit arenas. Since completing improv training at the CCT Training Center she has performed short-form and long-form improv for weekend shows, corporate events, and comedy festivals. She is an original member of CCT’s all-female ensemble “That’s What She Said”.
Her brother, Ryland Engelhart, co-founded regenerative-farming nonprofit Kiss the Ground; Mollie Engelhart serves as director of its board. In 2018 she and her husband bought a family farm and started fighting food waste, transporting the compostable byproduct from her restaurants to their farm and placing it back into the soil. After selling their family farm in California, they moved to Texas and built Sovereignty Ranch, which also hosts workshops for practices such as homesteading and dome building. Pinky is also the Executive Producer (Slutty Productions) of her new series “American Sesh” where they will visit multiple cities across America to host their “Think Tank” for special invited guests at iconic locations.
of the best vegetarian and vegan restaurants in L.A.
Vegan Soup Near Me: Where to Find the Most Comforting Options This Winter (Plus, Recipes!) - VegNews
Vegan Soup Near Me: Where to Find the Most Comforting Options This Winter (Plus, Recipes!).
Plant-based patty loaded with pickle, vegan cheese, onions, lettuce, tomato, and our Slut Sauce on a vegan Hawaiian bun. Plant-based patty loaded with jalapeños, vegan cheese, onions, lettuce, tomato, and our Slut Sauce on a vegan Hawaiian bun. Plant-based patty loaded with Slutty Strips vegan bacon, vegan cheese, onions, lettuce, tomato, and our Slut Sauce on a vegan Hawaiian bun. We cater to everyone who is vegan, plant based, health conscious or just curious to try a delicious, cruelty-free option. According to the Regenerative Farmers of America, regenerative farming is an approach to agriculture that "prioritizes soil health, biodiversity, and natural processes."
BANGIN’ Plant-Based!
This carryout-only University City spot has a laundry list of celebrity supporters including Nick Cannon, Tamar Braxton, and Erykah Badu. Deemed “Charlotte’s Most Soulful Vegan Cafe,“ Chef Velvet and her team have given Popeyes a run for their money with a vegan-friendly version of the popular chicken sandwich that sent social media in a frenzy. While Engelhart said the decision is partially a financial one, the larger factor is promoting regenerative farming and more ecologically sustainable practices. That topic first caught her attention more than a decade ago via a TED Talk by author and agricultural consultant Graeme Sait, which touched on soil degradation and studies linking it to climate change.
Chocolate Chip Pancake with Chicken
Recent innovations in the food science industry have birthed an onslaught of convincing plant-based meat alternatives, allowing restaurants to offer more than salads, tofu, and black bean burgers. From Southern soul food to French fine dining, Charlotte here are some of our favorite vegetarian and vegan establishments. Brand new to the Charlotte vegan scene is Love in Action Cafe, which opened in February.
But the Los Angeles Times reported that the revamped menu would soon feature ingredients such as beef, bison, fried eggs, and other non-vegan products, starting at the end of next month. Stephanie Breijo is a reporter for the Food section and the author of its weekly news column. Previously, she served as the restaurants and bars editor for Time Out Los Angeles, and prior to that, the award-winning food editor of Richmond magazine in Richmond, Va. To be the finest food city in the country and might be biased on that count but doesn’t believe she’s wrong. The ranch’s supply chain is still in planning phases with the exception of its corn, used for masa, which will make its way into Sage’s tortillas. Origin Milk, based in Ohio, will produce some of Sage’s dairy products, including cheese.
Never worry about finding dairy-free alternatives to lighten your latte again because there are robust vegan options brewing across the city. There’s a whole world of flavors packed inside these city limits, guaranteed to satisfy your wanderlust without even booking a plane ticket. From the simmer sauces of India to the curries of Thailand, mouth-numbing Sichuan peppercorns of Chinese stir-fries and subtle seasoning in Vietnamese pho, heat up your next meal with some global cuisine. PETA, the animal-rights charity, accused the restaurant in an Instagram post of "serving greenwashed and humane-washed meat, dairy, and eggs" and described the shift as a betrayal to animals.
A Guide to Charlotte’s Vegan and Vegetarian Restaurants and Food Trucks
This is a place for people who live their values, who trust that simple, sustainable ingredients can turn everyday meals into celebrations - of health, of flavor, of togetherness. So, whether you’ve been looking for new vegan- and vegetarian-friendly restaurants to try in Charlotte, or are planning for someone who is, check these out. Located in the Arts District of Charlotte, North Carolina – OH MY SOUL is NoDa’s first vegan restaurant. "All of these people should be able to come together for foods with less chemicals," Engelhart said.
Not a restaurant, but this is Charlotte’s only vegan and eco-friendly shop. Not only can you find a great selection of vegan food products, but you can also pick up your cruelty free cleaning products, pet food, beauty supplies and vegan books. Isn’t it so nice to have so many new vegan restaurants popping up in recent years? The culinary world has been abuzz with everything plant-forward and plant-based, but vegetarian and vegan lifestyles are not a new phenomenon.
Eat & Drink
"People are not going to stop eating meat, so why not offer an option where it is done right," Englehart said. Engelhart told USA TODAY Sunday that the restaurant has not been profitable since 2020. The restaurant closed one location in Agoura Hills and converted their Culver City location to take-out only. "If people are having a hard time finding something on the menu, the chefs are really good about making any accommodations so that every guest leaves satisfied and happy," Whittingslow said.
The Baingan Bharta is made with eggplant roasted in tandoor and pureed, cooked with tomatoes, green peas, onions, spices and cream. Considered one of the OG’s of Charlotte’s vegan scene, this East Charlotte vegan comfort food spot doesn’t disappoint. Both vegan and non-vegans alike frequent the restaurant for their fill of fried tofu fingers (sauced or not), the Cowboy Burger and the popular tater tot casserole. There’s also a small wine, beer and kombucha menu if you want to take your meal up a notch.
That, along with years of post-pandemic financial losses, moved Engelhart to introduce beef, bison, cheese and eggs from regenerative farms into her Echo Park, Culver City and Pasadena restaurants. With the mission to expose the myths about switching to a vegan diet, Exposed Vegan offers delicious vegan food that is so good that meat eaters and plant-based friends alike will love this restaurant. Enjoy healthy and vegan creations of classic American dishes such as pizza and burgers, or venture into some Asian cuisine by ordering some Pad Thai or Sushi. Living Kitchen serves breakfast, lunch, dinner, and dessert and is a great choice for a vegan restaurant in Charlotte. When you’re in North Carolina, there is no better food to eat than comfort food and for vegans, Bean Vegan Cuisine is the spot to go! Bean Vegan Cuisine is a fully vegan comfort food restaurant that specializes in southern comfort food without the animal products.
The full vegan menu can be found on the restaurant's website, urbanmodernkitchen.com/menus. The LA Times reported that several formerly all-vegan restaurants in LA had shifted to incorporating meat in recent years, citing financial factors, with many others closing their doors entirely. The chef of a Los Angeles vegan restaurant has announced that her restaurant is rebranding and transitioning to serving meat, dairy, and eggs. Ma Ma Wok offers a totally vegan Chinese restaurant experience with a variety of vegetarian meat substitutes. From jalapeno cheddar burgers, fried buffalo tofu finger salads to the amazing Herc Bowl for breakfast, you’ll wonder why people are still requiring animals to be a part of our food chain.
In the open letter Englehart defended the changes as a part of the evolution of her thinking on how best to protect the planet. Englehart pointed towards the multitude of changes in the restaurant industry after the COVID-19 pandemic and the proliferation of vegan options as reasons behind the change. "We have over 11 items, not counting dessert, that are vegetarian options," Whittingslow said. "All of our items are made to order and from scratch, so a lot of things can be modified even more if necessary."
Their success led to Charlotte’s first vegan restaurant with a drive-thru when they opened their first brick-and-mortar location off of South Boulevard in December of 2021. Romeo’s features vegan burgers, hand-cut fries, hand-spun vegan milkshakes and house-made lemonades that will satisfy anyone who just wants good food, vegan or not. Picture it, you’re visiting Charlotte for the first time, or you have friends and family coming into town. You’re excited to explore Charlotte’s rapidly expanding foodie scene, but either you or someone in your group is plant-based. Lucky for you, Charlotte has plenty of eateries that are both delicious and accommodating.
Dine-in seating is limited in the quaint restaurant, but there is a large amount of outdoor patio seating as well as the ability to take your food to go. Opened in 2011, this multi-award-winning vegan restaurant repurposed old barn wood to create its inviting earthy atmosphere. Fern is well-known for its rotating seasonal specials, but fan-favorite menu staples include the buffalo cauliflower, cashew-based mornay mac and cheese and jackfruit enchiladas. Be sure to save room for dessert because the chocolate cake is not to be missed. Deemed the first 100% vegan restaurant in NoDa, Oh My Soul is not hard to miss. The artsy blue house-turned-eatery offers an extensive menu and an even greater outdoor dining space.
With limited indoor seating, they have transformed the fenced-in backyard into a pet-friendly patio outfitted with picnic and bistro tables, fire pits, and a bar. Their menu features everything from ribs, burgers, loaded waffles, and even some South African dishes in homage to owner Tallulah Duffin’s homeland. If you don’t have time for a meal, drop in to visit their coffee bar and pastry counter featuring fresh-pressed juices, smoothies, and milkshakes. This Vietnamese restaurant offers traditional Asian cuisine including curry, pho, pad Thai, and fried rice. What's unique about Basil Café is that a majority of the menu items can be made vegetarian, vegan and/or gluten free at the customers' request. The vegan pho is made with vegan broth, a traditional Vietnamese rice noodle soup, with vegetables and tofu.
Not only does the mansion have an infinity pool in the yard, but the pool has a small private island in the middle with a little bridge connecting to it. A late 2013 auction was not a success, when buyers who were willing to pay at least the $13 million reserve price for the estate failed to materialize. He chose that asking price because the digits add up to his playing-career uniform number of 23. Michael Jordan spent millions to customize the home to his liking, but individual tastes don’t always match those of interested buyers.
MJ himself lived in the main house for 19 years.
The library upstairs is said to be MJ’s favourite room, according to realestate.com.au. Aside from containing his book collection, it also features a pull-down film screen so it can easily be converted into a cinema. The property also reportedly boasts a three-bedroom guest house which has its own family room and kitchen. The NBA superstar’s home was built at the height of his career and comes with 9 bedrooms, 14 parking spaces, and some pretty out-of-the-ordinary customizations — including a door taken straight from the original Playboy mansion. Adam Rosenfeld, of the luxury real estate start-up Mercer Vine, told Marketwatch in 2016 that Jordan was likely struggling to sell the house because of all of the personalised customisations. When Michael Jordan put his home up for sale in 2012, he was hoping that someone would take it off the market for a whopping $29 million.
Real Estate
He’s a lifelong Buffalo Bills fan from Western New York who mistakenly thought, back in the early ’90s, that his team would be in the Super Bowl every year. He started following European soccer — with a Manchester City focus — in the early 2000s after spending far too much time playing FIFA. Finally, it is often challenging to find buyers who can afford to purchase and maintain such a large house. For example, according to CNBC, rapper 50 Cent also waited around a decade for his massive compound in Farmington, Connecticut to sell.
Michael Jordan's 56,000-square-foot, 7-acre compound in Highland Park, Illinois, looks massive even from the air.
However, he also listed the four-acre mountain property — which was built into a hillside overlooking the Glenwild Golf Course and the surrounding mountains — for sale back in 2019 for $7.5 million. Since Utah is a non-disclosure state (which means property sales are not a matter of public record), we don’t know whether Michael ended up selling the house. Shaq’s house lingered on the market after first listing for $28 million — likely priced aggressively in order to leave room for negotiations. A few price drops later, Shaquille O’Neal finally found a buyer in late October 2020, when he sold his Orlando estate for $11,000,000. Regardless of the celebrity status of their owners, mansions priced over $10 million — especially those set outside of luxury hot spots like Los Angeles or New York City — take years to find the right buyer. Just ask 50 Cent, whose massive compound in Farmington, Connecticut took 12(!) years to sell.
Jordan married his first wife, Juanita Vanoy, in 1989, and the pair purchased a Chicago penthouse together a few years later for $3 million. The 8,000-square-foot dwelling was made up of units on the 39th and 40th floor combined and included four bedrooms and five-and-a-half bathrooms overlooking Lake Michigan and the city skyline through floor-to-ceiling windows. The home featured an open layout with an all-glass solarium that housed a lounge and dining area, as well as a media room with a built-in humidor (Jordan is a known cigar fan). The penthouse also boasted a private rooftop deck measuring 1,000 square feet with a built-in grill, professional landscaping, and multiple areas for entertaining. The couple divorced in 2006, and Vanoy, a real estate agent, eventually sold the property for $3.2 million in 2014.
Why can’t Michael Jordan sell his house? - Crain's Chicago Business
The stone-and-wood mansion measures 9,574 square feet and features a total of five bedrooms and eight bathrooms. The grandeur begins at the entrance, with a museum-like stone walkway leading up to a double-height glass door. The interiors are no less impressive, with high-quality finishes like Italian marble, bamboo floors, granite countertops, and Swiss pearwood throughout. The primary suite even boasts a private balcony overlooking the Wasatch Mountains and the Glenwild Golf Club. Jordan ultimately listed the lavish getaway for $7.5 million in 2019, but it does not look like he’s found the right buyer just yet. Today, Jordan owns an 11-bedroom, 28,000-square-foot, $12.4 million mansion on 3 acres in Jupiter, Fla.
Michael Jordan’s homes are, perhaps, almost as impressive as his basketball accomplishments. During his career and since his (final) retirement, Jordan has also invested much of his fortune in real estate, acquiring a handful of multimillion-dollar mansions over the years. Jordan also owns residences in Utah, Florida, and his home state of North Carolina.
But perhaps the most astonishing fact about this mansion is that it boasts 19 bathrooms – 15 of them full sized. As a prospective buyer approaches the gated property, he or she is greeted by the bold display of Jordan’s iconic number 23 emblazoned on the wrought-iron gate. The driveway is flanked by lush greenery, leading to the impressive nine-bedroom, 19-bathroom (15 full and 4 partial), and 14-car garage house located at 2700 Point Lane. Just outside the basketball court is a meeting area where Michael undoubtedly spent time with his former Bulls teammates. In 2015, the property’s listing agent at that time stated that, as an incentive, they would give a buyer every edition of Air Jordans in their size.
The mansion’s listing on Zillow says the property was built in 1995 and was only lived in for 17 years before it went on the market — almost just as long as the retired Chicago Bulls legend has been trying to sell it. The grounds of the mansion house a tennis court as well as a small golfing area, complete with Jumpman golf flags. While those quirks don’t help, the biggest reason the Michael Jordan mansion is still on the market is the price and location.
Fast-forward 12 years, and the Highland Park, Illinois, property still awaits a new owner, now being offered at an asking price nearly half of the initial ambitious valuation envisioned by the NBA legend and his real estate agents. Michael's house has a regulation-size basketball court, splashed with his name and the Jumpman logo. He used to have his teammates over on some practice days to lift weights and eat breakfast before going to the official team practice, according to former teammate Randy Brown.
According to Market Watch, Jordan originally listed the property for US$29 million in 2012. He then tried to auction the house in 2013, but the minimum bid of US$13 million was never met. The estate remains unsold despite attempts to get creative, including marketing to wealthy people in basketball-crazed China.
A visit to the cigar room shows a decorated ceiling and a high level of detail. It also has plenty of card tables where we’re guessing Jordan played some high-stakes poker games – he is known for his love of gambling, after all. One set of doors have been taken from the original Playboy Mansion in Chicago, and they lead to a game room with a pool table. So let’s take a closer look at this extravagant 56,000 sq ft house in an attempt to discover the real reason why it’s struggling to find a buyer. As a longtime self-professed sports junkie who even played DII lacrosse at LeMoyne College in Syracuse, New York, Tim loves reading about all the latest sports news every day and considers it a dream to write about sports professionally.
Despite being in a wealthy area outside a major city, Jordan’s former home “is about 30 times the median price of homes in the upscale Chicago suburb” (h/t Forbes). Although His Airness’ listing price today of $14.85 million is almost exactly half of the $29 million amount that he once had sought for the nine-bedroom mansion and its 7.37-acre property, he still has found no takers. And he has clung to his current $14.85 million asking price now for almost seven years.
The results are a home that feels like it is a Wright project that was commissioned just last year and only recently completed; it represents the beauty and grace of both form and function that Wright himself embraced. And although he may not have approved, the structural steel that has now been added to the building has provided a roof that will never again leak. The clay roof tiles, by the way, were made to original specifications in a special run by the company that had originally manufactured them back in 1909; the one-hundred-plus leaded-glass windows are beyond amazing. Designed by Frank Lloyd Wright in 1908 for a prominent Grand Rapids Clothier, the Meyer May House was purchased by Steelcase Inc. in 1985, meticulously restored and opened to the public in 1987. Today, complete with original furnishings and faithfully executed reproductions, the Meyer May house provides the rare opportunity to experience a Prairie house exactly as Frank Lloyd Wright intended. Meticulously, painstakingly and lovingly restored, this home is more than just an excellent example of what Mr. Wright was capable.
Waller Apartments (
Meyer May (1873–1936) was a prominent merchant who became president of A. The Mays influenced the decision of the David Ambergs, Sophie's parents, to build a Wright house a few blocks away. In 1985 Steelcase, Inc., acquired the May house and accurately and meticulously restored it and the existing original furnishings to museum quality. It won the distinction of a President's Historic Preservation Award for corporate-sponsored preservation in 1988, sponsored by the Advisory Council on Historic Preservation and the U.S.
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Frank Lloyd Wright Homes Open for Tours - Architectural Digest
In 1985 Steelcase, Inc., the manufacturers of Wright’s Johnson Wax furniture, embarked on a two-year, museum-quality restoration of the home and returned it to its original 1910 condition. The Meyer and Sophie Amberg May house was Wright's first large commission in Michigan and one of only two residential buildings (KT35) in the state, other than resort cottages, from Wright's Prairie house period. The two-story, T-plan residence is situated on the northern edge of the corner lot to take full advantage of the southern light. The shallow-pitched hipped roof covered with red tiles slopes to broad overhangs, emphasizing the horizontality and hovering quality of the house as shelter. Leaded- and colored-glass-accented casement windows and doors open out to terraces and gardens with garden walls and planters, all incorporated in the design to intermingle the interior and the exterior. Wright hired George M. Niedecken of the Milwaukee firm of Niedecken-Walbridge Company to supervise and execute the interior decorative details.
Restoration
In honor of that collaboration, the Meyer May House is owned and maintained by Steelcase today. The Meyer house was purchased by Steelcase in 1985 and has since been masterfully restored.
Steelcase & Frank Lloyd Wright
The windows, rugs and other textile finishes, built-ins, grilles, and brass fixtures of the residence exhibit a harmonious continuity that reflect Niedecken’s sophisticated understanding of Wright’s design philosophy. The house is characterized by an overriding luminescence that is the result not only of its abundant fenestration, but also the application of rich materials. The brickwork around the living room fireplace features mortar speckled with golden glass that offers a luxurious contrast to the plaster and brick of Wright’s typical interiors. The dining table, modeled on Wright’s own design for the dining room of his Oak Park Home, includes four piers that support electrified lamps with glass shades ornamented with patterns that echo the abstractions found in the windows and rugs of the house. This 1908 masterpiece of the prairie-style design is the most complete restoration of a Frank Lloyd Wright house in existence. The owners, Steelcase Inc., spared no expense in reproducing in exact detail all furnishings and original grandeur.
Frank Lloyd Wright + Arizona
Commissioned (apparently his first commission in Michigan) by Sophie and Meyer May (a Grand Rapids clothing store owner) in 1908, the home was completed in 1909… only to undergo significant changes over the ensuing decades, not the least of which was the change to a multi-unit rental in the mid ‘60s. Its deterioration had progressed slowly but steadily over the years and the home was in a sad state of disrepair when the Steelcase Company purchased the property in 1985. Wright’s frequent collaborator, and former Studio employee, George Mann Niedecken, supervised and coordinated the interior of the May house.
Tour the Meyer May House
It is carefully sited to allow maximum southern exposure for the living room windows and skylights, and to create a spacious yard for the perennial gardens. Each terrace and art glass window is carefully arranged to bring nature into the house wherever possible. Wright’s characteristic attention to detail and visual unity is particularly apparent inside, where much of the space is defined by built-in cabinetry and geometrically patterned screens. Art glass windows, ceiling panels, and lanterns play off of the gold glass used in the mortar joints of the fireplace to create a completely light-filled space. Significantly altered in 1922, the home fell into decline following Meyer’s death in 1936.
Also worthy of note is a pastel mural of hollyhocks rendered by George Niedecken, an “interior architect” who had worked with Wright previously. It was discovered – beneath six layers of paint on a wall separating the dining room from the living room – and lovingly restored. There is no charge to tour the house and view the film, The Renewing of a Vision. The Steelcase and Frank Lloyd Wright connection began in 1936 when Steelcase was contracted to manufacture Wright-designed furniture for the Johnson Wax Administration Building in Racine, Wisconsin.
SAH Archipedia tells the story of the United States through its buildings, landscapes, and cities. This freely available resource empowers the public with authoritative knowledge that deepens their understanding and appreciation of the built environment. Designed for a progressive and prominent Grand Rapids clothier, during the decades after the Meyer May house was completed it changed significantly and deteriorated slowly. A large addition was made in 1921 to accommodate May’s growing family, and in the mid-1960s the house became a multi-unit rental with carports and extra entrances.
In 1987 Steelcase fully restored it to Wright’s original design, preserving the house exactly as he intended. It stands today in its original form, exactly as Wright envisioned and intended; it is once again as glorious as anyone could imagine. From the exterior landscaping to the intricate details in the interior, this property is as magnificent as Wright himself would have desired.
It is a Prairie style home that was designed for Mr. & Mrs. Meyer May in (circa) 1909. Standing proudly – and quite grandly – in the Heritage Hill Historic District of Grand Rapids, Michigan at 450 N. Madison Avenue, it was the subject of a recent visit by my wife and me. In the context of Wright’s career, it was an expression of ideas that grew bolder over time. In the context of contemporary architecture and design, Wright’s impact is still being defined.
The library also offers a variety of programs and events, including story-times, author visits, and book clubs. If you're looking to get your kids outdoors, check out Charlotte's three nature preserves. These are a part of Charlotte's public park system and they have traditional park elements like playgrounds and picnic areas but also more opportunities to get into nature on walking trails. Carrigan Farms is located a short drive away from Charlotte in Mooresville, North Carolina. Here, children of all ages can spend the spring picking asparagus and strawberries or the fall harvesting fresh pumpkins.
Step Back In Time at Museum of Natural Sciences
Charlotte is a vibrant city with plenty of attractions for all ages and interests. If you’re looking for a fun and unique way to explore Charlotte, NC, you should definitely try the Historic Uptown Segway Tour. This might just be the adventure you and your kids will never forget. This Southern gem knows how to entertain, with a world of unique attractions that have a way of making family time nothing short of magical. Watch your child’s eyes light up at one of these dazzling holiday light displays. Celebrate spooky season at Jack O’ Lantern World, a Halloween trail lined with hand-carved jack-o’-lanterns and seasonal photo ops.
Enjoy Farm Fun at Phillips Farm, Cary
Want to visit more of Charlotte’s museums and save while you explore? Walk the Raptor Trail and participate in the behind-the-scenes tour of the Raptor Hospital at the Carolina Raptor Center. Nearby, explore Quest, an educational gateway to the 1,460-acre Latta Nature Preserve, the largest nature preserve in the county and home to a variety of animals and natural habitats. Take a field trip to Discovery Place Science, which has been igniting kids’ minds with fascinating science, nature and technology exhibits since 1981. Permanent exhibits include Project Build, where children can act as architects, and World Alive, which highlights the earth’s biodiversity.
Bowling At Kings Dining & Entertainment, North Hills
College students creating magical moments for kids - Spectrum News
College students creating magical moments for kids.
Additional workshops in writing, acting, and technology are intermittently available, as well. Otherwise, your kids are bound to be entertained by interactive exhibits which focus on interesting topics in the realms of science, arts, and technology. Located on the border of North and South Carolina just southwest of Charlotte, Carowinds is easily accessible from the city.
Diners can choose from doughnuts topped with vanilla or chocolate icing, honey glaze, or cinnamon or powdered sugar daily, with a rotating menu of specialty flavors served up throughout the week. Diners should note that the shop is credit card-only and that no indoor or outdoor seating is offered for customers. As one of the top 20 largest cities in North America, there are about a thousand things that you could do in Charlotte, North Carolina with kids. From the variety of museums to the outdoor adventures to the wonderful culinary scene, no family will feel unsatisfied. Take your family on over to Reed Gold Mine, a top historic site in Charlotte.
Have Educational Fun at Discovery Place Science
The kiddos will love playing i-Spy with all the old school art and knick-knacks at Portillo’s, and Superdawg Drive-In’s iconic hot dog statues and cute boxes are sure to win over even picky eaters. While tourist attractions are part of what makes Chicago such an exciting city, so much of the city’s vibrancy and culture lies in its neighborhoods. Go beyond downtown and explore a new neighborhood using one of our family neighborhood guides. The Carolina Mudcats is also more of a local team that play out at Five County Stadium in Zebulon. It’s smaller than the Durham Bulls, but just as family friendly and fun.
Learning & Arts
Stroll through the millions of themed festival lights, play games, enjoy the live entertainment, and ice skating at Snowflake Lake. As far as Charlotte things to do with kids, you can easily spend a couple of days enjoying the rides and exploring the park. The most popular, and maybe one of the most fun kid things to do in Charlotte NC is the 407-acre amusement park located right next to I-77 in Charlotte. Make it a family day with some of Charlotte’s favorite attractions, with some unexpected stops along the way.
Children’s Theatre Charlotte
For example, you can attend “Holidays at the Garden”, which is an event during which you can see beautiful lights and decor throughout the garden. There is also an outdoor fire, and there is special food and drinks. The Bank of America Stadium is a large stadium in Charlotte’s uptown where you can see a football game, which is one of the most fun family-friendly activities in Charlotte. Discovery Place Science is a museum that is located in the city of Charlotte where children can learn about science and technology in a fun way. To help you find the most fun family-friendly activities, I made this guide to the best things to do with kids in Charlotte.
Free Things to Do Outdoors in Charlotte, NC
2024 is your last chance to visit with the kids, as Raleigh will no longer be hostig it. Stay tuned though as another music festival is rumored to be taking its place. This two-day event in downtown Raleigh includes five blocks and six stages of music, plus food trucks.
Charlotte is a banking town, and a stop in the (free) Wells Fargo Museum (401 S. Tryon) teaches kids about the history of the organization and you can take a photo inside the iconic stagecoach. The information for the Capital One Savor Cash Rewards Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer. Freedom Park (1900 East Boulevard) is a clear standout in Charlotte.
Located about 30 minutes from Charlotte, the Great Wolf Lodge is Charlotte’s best and most exciting indoor water park. Here is a complete list of some really great indoor activities Charlotte, NC has to offer. Charlotte NC kid activities include exploring the interactive exhibits at the Carolinas Aviation Museum. The park is beautiful, and expansive which can provide hours of endless fun on a nice sunny day. In the park, you’ll find a small nature center and gift shop. The park is very well-maintained and has a great location right in the heart of uptown.
With outstanding theater performances and extraordinary educational programs, we can’t recommend this attraction enough. You won’t find a more professional and highly recognized theater troupe geared for children anywhere in the region. The Broadway caliber productions at the Children’s Theater of Charlotte have been nurturing children’s creativity since 1948. Whether you want to work out, play with friends, or celebrate a special occasion, Sky Zone Trampoline Park has you covered. Here, the whole fam will learn about the farming way of life.
One of my favorite activities to do when my kids were toddlers was to visit Concord Mills for the day. We would typically start off the morning when the mall opened at the SEA LIFE Aquarium where kids 2 and under are free. SEA LIFE has an interactive touch pool that is a big hit with the preschoolers, a Sea Turtle Rescue Center, and it also boasts North Carolina’s only Ocean Tunnel. If you stay out all day on the water, you might want to check out some of the lakefront restaurants popular in Lake Norman for dinner. Our family’s favorites include Hello, Sailor, Port City Club, and North Harbor Club.
I’ve lived in Chicagoland all my life, but it wasn’t until I moved to the city that I finally visited 360 Chicago for the thrilling TILT experience. Located inside the John Hancock Center, the observation deck’s views are stunning, and I guarantee that even locals will walk away having gained a new perspective on the city — literally! The attraction’s main draw is TILT, a thrill ride that tilts riders over 1000 feet over the Magnificent Mile. May in Raleigh is a fun time with lots of events for everyone to enjoy and better weather!
If you pay less than 20%, lenders will expect you to pay PMI as part of your mortgage payment each month. PMI can be a helpful tool to make homeownership a reality for anyone who might struggle to save a 20% down payment. But it is a monthly cost in addition to your mortgage, and unlike your mortgage payments, PMI payments will not help you build equity in your home.
Average down payment on a house
A mortgage payment calculator helps you determine how much you will need to pay each month to pay off your mortgage loan by a specific date. The longer the time horizon, the less you’ll pay per month, but the more you’ll shell out in interest over time. Shorter time horizons will require larger monthly payments, but you’ll pay less in interest over the life of your loan.
Is private mortgage insurance required in California?
Average annual premiums usually cost less than 1% of the home price and protect your liability as the property owner and insure against hazards, loss, etc. Your loan program can affect your interest rate and total monthly payments. Choose from 30-year fixed, 15-year fixed, and 5-year ARM loan scenarios in the calculator to see examples of how different loan terms mean different monthly payments. When you make your monthly mortgage payment, part of your payment will go toward interest and the rest will be applied to the principal. In the beginning, most of your monthly payments will go toward interest. But over time, more and more of your money will go toward principal.
For Ron Goldman’s family, O.J. Simpson’s death evokes a ‘mixed bag’ of emotions
The “taxes” portion of your mortgage payment refers to your property taxes. The amount you pay in property taxes is based on a percentage of your property value, which can change from year to year. The actual amount you pay depends on several factors including the assessed value of your home and local tax rates. Homeowner's insurance is based on the home price, and is expressed as an annual premium. The calculator divides that total by 12 months to adjust your monthly mortgage payment.
Teacher stipend, early childhood education cut in budget proposal • Louisiana Illuminator - Louisana Illuminator
Teacher stipend, early childhood education cut in budget proposal • Louisiana Illuminator.
Last year, just over 4 million existing homes sold in the United States — the lowest number in nearly three decades, according to the National Association of Realtors. Loans have gotten more expensive, as mortgage rates have more than doubled in three years and are now about 7 percent, for a typical 30-year loan. To locate the amount of your Secured Property Taxes, click the following link How much are my property taxes? This website provides current year and delinquent secured tax information.
Just as home prices vary widely across the U.S., down payment amounts vary by location. The higher down payments tend to be concentrated in higher-cost states like California, Hawaii, Massachusetts and Washington. Zhao added, "My advice for serious buyers who can afford today's costs is to shop for your dream home and accept that this year is probably not the time to find a dream deal."
For the mortgage rate box, you can see what you’d qualify for with our mortgage rates comparison tool. Or, you can use the interest rate a potential lender gave you when you went through the pre-approval process or spoke with a mortgage broker. If your mortgage pre-approval is set to expire before you’ve completed the home-buying process, this does not mean you have to start the pre-approval application process from square one. Mortgage pre-approval is a statement from a lender who’s thoroughly reviewed your finances and decided to offer you a home loan up to a certain amount. Pre-approval is a smart step to take before making an offer on a home, because it will give you a clear idea of how much money you can borrow to pay for a house.
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Of course, the specific amount of your mortgage payment will depend on many things, including the size of your down payment, your mortgage rate and the size and duration of the loan. But examining the averages in these areas can help prospective home buyers evaluate their budget to avoid financial headaches down the road. PMI will compensate the lender if the borrower defaults on the loan. In most cases, borrowers pay for PMI as a monthly premium that is added to their mortgage payment.
Typical costs included in a mortgage payment
Though there are a number of advantages to a 20% down payment, it sometimes makes sense to make a smaller down payment. Here are some reasons you might choose to put down less than 20%. Here's how the costs have changed over the past eight years, according to American Community Survey data. Explore conventional mortgages, FHA loans, USDA loans, and VA loans to find out which option is right for you.
A mortgage calculator is a smart first step to buying a home because it breaks down a home loan into monthly house payments, based on a property’s price, current interest rates, and other factors. This can help you figure out if a mortgage fits in your budget, and how much house you can afford comfortably. NerdWallet’s mortgage payment calculator makes it easy to compare common loan types to see how each type of loan affects your monthly payment. We source the latest weekly national average interest rate from Zillow, so you can accurately estimate and compare your monthly payment for a 30-year fixed, 15-year fixed, and 5/1 ARM. Lock in low rates currently available and save for years to come!
Mortgage Calculator: Estimate Your Monthly Payments - Business Insider
Mortgage Calculator: Estimate Your Monthly Payments.
The table below shows how the size of your down payment will affect your monthly mortgage payment. The mortgage calculator estimates a payment that includes principal, interest, taxes and insurance payment — also known as a PITI payment. These four key components help you estimate the total cost of homeownership. An extra payment is when you make a payment in addition to your regular monthly mortgage payment. Our calculator can factor in monthly, annual, or one-time extra payments. However, borrowers need to understand the advantages and disadvantages of paying ahead on the mortgage.
The organization offers help with securing a home loan as well as up to 4% down payment assistance in the form of a non-repayable grant. With a non-judicial foreclosure in California, you will get a series of notices that will alert you of the impending steps. The lender has to contact you to assess your financial situation in what’s called a foreclosure avoidance assessment. The foreclosure process cannot start until at least 30 days after you were contacted for the assessment. After that, a Notice of Default can be recorded in your county.
The average down payment varies a great deal depending on the age of the buyer, as well. Nonetheless, borrowers should keep in mind that banks may impose stipulations governing prepayments since they reduce a bank's earnings on a given mortgage. These conditions may consist of a penalty for prepayments, a cap on how much borrowers can pay in a lump sum form, or a minimum amount specified for prepayments.
California has had a slow recovery from the recession compounded by a lack of affordable housing. The state has some of the highest median home values in the country, as well as a high cost of living. You can also try our home affordability calculator if you’re not sure how much money you should budget for a new home. Under "Down payment," enter the amount of your down payment (if you’re buying) or the amount of equity you have (if refinancing). Once you have a loan, you pay it back in small increments every month over the span of years or even decades. It’s essentially a long, life-changing IOU that helps many Americans bring the dream of homeownership within reach.
With all of this in mind, you can determine what size down payment makes sense for you. The good news is that you can buy a house with less than 20% down though it is a good idea to put down as much as you can. Here are some of the considerations when thinking about how much of a down payment you may need for your dream house. The loan amount is the amount of money you plan to borrow from a lender.
In the early 20th century, buying a home involved saving up a large down payment. Borrowers would have to put 50% down, take out a three or five-year loan, then face a balloon payment at the end of the term. In addition to mortgages options (loan types), consider some of these program differences and mortgage terminology. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet.
California house payments jump 127% in pandemic era with rates at 23-year high - OCRegister
California house payments jump 127% in pandemic era with rates at 23-year high.
Loan amount - If you're getting a mortgage to buy a new home, you can find this number by subtracting your down payment from the home's price. If you're refinancing, this number will be the outstanding balance on your mortgage. Buying a home sooner rather than later also moves you quicker into wealth-building territory. The more you put down, the less you’ll need to borrow and the less you’ll pay in interest. You’re also more likely to get a better interest rate on your mortgage. Katie Ziraldo is a financial writer and data journalist focused on creating accurate, accessible and educational content for future generations of home buyers.
Typical costs included in a mortgage payment
If so, a mortgage calculator is a helpful tool that you can use to determine what your monthly mortgage payments might be. Data from the 2022 American Community Survey shows that homeowners paid a median amount of $1,775 per month. This figure includes a mortgage payment, as well as homeowners insurance costs, property taxes, utilities, and HOA fees where necessary. In most cases, the amortized payments are fixed monthly payments spread evenly throughout the loan term. Interest is the fee for borrowing the money, usually a percentage of the outstanding loan balance. The principal is the portion of the payment devoted to paying down the loan balance.
Mortgage calculator terms explained
If you don’t have enough saved for a 20% down payment, you’re going to pay more each month to secure the loan. Buying a home for a lower price or waiting until you have larger down payment savings are two ways to save you from larger monthly payments. Fixed-rate mortgages will have the same total principal and interest amount each month, but the actual numbers for each change as you pay off the loan. You start by paying a higher percentage of interest than principal. Gradually, you’ll pay more and more principal and less interest.
This is the start of the formal and public foreclosure process. If you don’t pay, a Notice of Sale is recorded (no earlier than 90 days after the Notice of Default). The sale will state that your home will be sold at auction in 21 days.
There are a number of government programs available to prospective homebuyers who are struggling to come up with a down payment. These down payment assistance programs may offer help in the form of forgivable grants and low-cost loans. The programs are designed to encourage homeownership and are generally restricted to first-time homebuyers.
This means it's often not the most accurate depiction of what the typical US homeowner actually pays. A better measure of this is the median, which represents the middle number in a data set. Prepayment penalties or lost mortgage interest deductions on tax returns are other examples of opportunity costs. Borrowers should consider such factors before making additional payments. If you are a renter, you are accustomed to charges for utilities, but if you move into a larger house, be prepared for a larger heating and cooling bill. If anything needs repaired, you are responsible for all the parts and installation.
You’re required to pay PMI if you don’t have a 20% down payment and you don’t qualify for a VA loan. The reason most lenders require a 20% down payment is due to equity. If you don’t have high enough equity in the home, you’re considered a possible default liability.
See Mortgage Calculations in These Other States
Down Payment Assistance for Law Enforcement Unlocking Homeownership - Homes for Heroes
Down Payment Assistance for Law Enforcement Unlocking Homeownership.
Delinquent Secured Tax information is available all year except during the month of July. But, not all cities are as expensive — in Phoenix, Arizona, the median home payment is $1,642 per month, and it's less than $1,500 per month in Philadelphia. Here's how the most populous cities stack up in monthly living costs according to Census Bureau data. However, averages can be skewed by payments that are atypically low or high.
In simpler terms, you represent more risk to your lender when you don’t pay for enough of the home. One of the rules you may hear as a homebuyer is the 28/36 rule or the debt-to-income (DTI) rule. This rule says that your mortgage payment shouldn’t go over 28% of your monthly pre-tax income and 36% of your total debt. This ratio helps your lender understand your financial capacity to pay your mortgage each month. The higher the ratio, the less likely it is that you can afford the mortgage.
If you don’t consider them all, you may budget for one payment, only to find out that it’s much larger than you expected. From down payments to mortgage payments, private mortgage insurance and homeowners insurance, there’s a lot to consider when you’re buying a home. Upfront costs are easy enough to calculate, but one important factor to consider is whether you’ll realistically be able to afford your mortgage payment. You’ll want to make sure you’re ready to buy a house based on your monthly income. Each month, your mortgage payment goes towards paying off the amount you borrowed, plus interest, in addition to homeowners insurance and property taxes.
As a general rule, to qualify for a mortgage, your DTI ratio should not exceed 36% of your gross monthly income. A mortgage is a loan to help you cover the cost of buying a home. This is the amount you borrow from your lender to buy your home. It’s factored into your monthly payment and paid off throughout the life of your loan. There are several factors that determine your interest rate, including your loan type, loan amount, down payment amount and credit history. A down payment of 20% or more will get you the best interest rates and the most loan options.
You can play around with those numbers a little to figure out what kind of monthly payment you can afford. If other fees are rolled into your monthly mortgage payment, such as annual property taxes or homeowners association dues, there may be some fluctuation over time. A mortgage loan term is the maximum length of time you have to repay the loan. Longer terms usually have higher rates but lower monthly payments. It is possible to pay down your loan faster than the set term by making additional monthly payments toward your principal loan balance. Are you considering homeownership for the first time, but aren’t sure what kind of house you can afford?
A table showing the difference in payments, total interest paid and amortization period under both schemes is also displayed. For most borrowers, the total monthly payment sent to your mortgage lender includes other costs, such as homeowner's insurance and taxes. If you have an escrow account, you pay a set amount toward these additional expenses as part of your monthly mortgage payment, which also includes your principal and interest. Your mortgage lender typically holds the money in the escrow account until those insurance and tax bills are due, and then pays them on your behalf.
Despite the relatively frequent occurrence of natural disasters, including wildfires and earthquakes, the state has lower insurance costs than half of the nation. The average annual policy is about $1,027 a year, according to Insurance.com data. While it depends on your state, county and municipality, in general, property taxes are calculated as a percentage of your home’s value and billed to you once a year. In some areas, your home is reassessed each year, while in others it can be as long as every five years. These taxes generally pay for services such as road repairs and maintenance, school district budgets and county general services.
Nonetheless, our mortgage amortization calculator is specially designed for home mortgage loans. Mortgage refinance is the process of replacing your current mortgage with a new loan. Often people do this to get better borrowing terms like lower interest rates. Refinancing requires a new loan application with your existing lender or a new one. Your lender will then re-evaluate your credit history and financial situation. To calculate your DTI ratio, divide your ongoing monthly debt payments by your monthly income.
